Fall in love with this breathtaking home! Tasteful, easy-living floor plan that is sure to please! Call me for more information at 816-994-0444.
Showing posts with label Debbie White. Show all posts
Showing posts with label Debbie White. Show all posts
Wednesday, May 7, 2014
Monday, January 20, 2014
Inside A Home Sellers Mind
Every home seller has key concerns about selling their home.
- They don't want to underprice their home
- They want to make certain their agent knows what they are talking about
- They want to be sure the house doesn't get listed and their agent disappear
- They want to be sure their home actually SELLS!
My goal is to step you through a successful sale process.
- I will help you with helpful insights into what a buyer usually looks for
- Guide you with low cost, high-impact enhancements to help you make more money and sell quicker
- Most importantly, show you I care about your outcome!
The current Kansas City market is currently favoring Sellers with low inventory and great interest rates. Call me for a free home analysis to see if selling your home right now works for your plans! Visit http://www.DebbieWhiteHomes.com your information resource!
Debbie White
Realty Executives of Kansas City
816-994-0444
Wednesday, January 5, 2011
FIVE Common First Time Home Buyer Mistakes
1. They don’t ask enough questions of their lender and end up missing out on the best deal.
2. They don’t act quickly enough to make a decision and someone else buys the house.
3. They don’t find the right agent who’s willing to help them through the homebuying process.
4. They don’t do enough to make their offer look appealing to a seller.
5. They don’t think about resale before they buy. The average first-time buyer only stays in a home for four years.
Source: Real Estate Checklists and Systems
BONUS TIP - Be honest with your Realtor. If they are representing you as your Buyer's Agent let them know your time line (urgency), likes and dislikes and any information that could affect your successful home purchase. It is a partnership. A successful home purchase is the result of a team of professionals dedicated to meet your goals and expectations.
If you are seeking caring and competent representation, give me a call at 816-994-0444 (Direct Line).
Thursday, September 16, 2010
Please Don't Wait Until It's Too Late!
What is a short sale?
A Short Sale is a sale of a property where the lender agrees to accept less than what is owed to pay off the loan. In a Short Sale situation the owner owes more on the property than they can sell the home for on the open market. The Owner can request that the bank allow them to sell the property to the highest offer and forgive the difference between the amount received and the amount owed. Not all Short Sale scenarios allow the Seller to be "forgiven" the difference between sale price and what was owed on the property. Please consult with a tax consultant to find out the correct answer for your situation as you may have a tax consequence for the difference or be asked to sign a Note to repay the difference. This is a viable option for many Sellers and Banks as it is a less expensive option for the Bank than to take the property through foreclosure.
Short Sale properties are typically sold in “as-is” condition, similar to purchasing an REO property. It is ALWAYS our recommendation that you hire an independent inspection of the property when purchasing any home. Selling “as-is” is most often due to the Seller’s inability to afford repairs. As a Buyer of a Short Sale, you can expect a sometimes lengthy process in obtaining a Bank’s approval of your offer.
Who can qualify to sell their house as a short sale?
A home owner who has a mortgage on their home and owe more than the home is worth may decide to sell their home as a short sale. The lenders will look at the sellers circumstances and any hardship they may have encountered since obtaining the loan. This hardship can be illness, divorce, loss of a job, reduction of income, mortgage rate adjustment etc. The seller will have to submit a hardship letter to the lender along with complete financial statements and short sale package. The seller will have to prove hardship to the lender.
It is everyone’s goal to keep you in your home whenever possible. It’s important to talk to your lender to try to work out a solution
to keep you in your home. If that process fails and a Short Sale can be your next option. A Short Sale is typically less detrimental to your credit in the long term.
We are trained and here to help you through the process of a Short Sale. Selling your home as a Short Sale does not always work, but we can help you navigate the process. It has been a viable alternative for many people.
If you would like a caring and private consulation, please call Debbie at 816-994-0444.
A Short Sale is a sale of a property where the lender agrees to accept less than what is owed to pay off the loan. In a Short Sale situation the owner owes more on the property than they can sell the home for on the open market. The Owner can request that the bank allow them to sell the property to the highest offer and forgive the difference between the amount received and the amount owed. Not all Short Sale scenarios allow the Seller to be "forgiven" the difference between sale price and what was owed on the property. Please consult with a tax consultant to find out the correct answer for your situation as you may have a tax consequence for the difference or be asked to sign a Note to repay the difference. This is a viable option for many Sellers and Banks as it is a less expensive option for the Bank than to take the property through foreclosure.
Short Sale properties are typically sold in “as-is” condition, similar to purchasing an REO property. It is ALWAYS our recommendation that you hire an independent inspection of the property when purchasing any home. Selling “as-is” is most often due to the Seller’s inability to afford repairs. As a Buyer of a Short Sale, you can expect a sometimes lengthy process in obtaining a Bank’s approval of your offer.
Who can qualify to sell their house as a short sale?
A home owner who has a mortgage on their home and owe more than the home is worth may decide to sell their home as a short sale. The lenders will look at the sellers circumstances and any hardship they may have encountered since obtaining the loan. This hardship can be illness, divorce, loss of a job, reduction of income, mortgage rate adjustment etc. The seller will have to submit a hardship letter to the lender along with complete financial statements and short sale package. The seller will have to prove hardship to the lender.
It is everyone’s goal to keep you in your home whenever possible. It’s important to talk to your lender to try to work out a solution
to keep you in your home. If that process fails and a Short Sale can be your next option. A Short Sale is typically less detrimental to your credit in the long term.
We are trained and here to help you through the process of a Short Sale. Selling your home as a Short Sale does not always work, but we can help you navigate the process. It has been a viable alternative for many people.
If you would like a caring and private consulation, please call Debbie at 816-994-0444.
Tuesday, May 4, 2010
♪ Come Sell With Me, Let's Sell, Let's Sell Your Home Today! ♪
♪♪ Come sell with me, let's sell, let's sell your home today.
If you can use a change of scenery.
We're here to put your home on the market in the month of May.
Come sell with me, let's sell, let's sell your home today! ♪♪
If you can use a change of scenery.
We're here to put your home on the market in the month of May.
Come sell with me, let's sell, let's sell your home today! ♪♪
Friday, April 30, 2010
Homebuyer Tax Credit Expires TODAY!
No, this is not a last minute call to action. Personally, I am glad that it is over. I am happy for those that found homes they love and can benefit from the tax credit. I am, however, most happy for those buyers who disciplined themselves for their situation to not just buy any house to get a credit but to wait and find the home that best fit their needs! For some, it was easy to find a great house and reap the benefit of the tax credit. For others, not so easy. After all, it is one of the largest financial decisions you will make in your lifetime.
For now, I am ready for Sellers and Buyers to go back to a "normal" real estate market. When I figure out what a "normal" real estate market is I will be quick to let you know. In the meantime, we will work with our clients to best educate them for that important decision in "today's" market. Whatever that may be!
If you're looking for competent and caring representation, we are here to help. Give us a call at 816-246-7500.
For now, I am ready for Sellers and Buyers to go back to a "normal" real estate market. When I figure out what a "normal" real estate market is I will be quick to let you know. In the meantime, we will work with our clients to best educate them for that important decision in "today's" market. Whatever that may be!
If you're looking for competent and caring representation, we are here to help. Give us a call at 816-246-7500.
Friday, April 16, 2010
I'm Lonely, So Lonely....
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Located at 1702 Lexington Road in Pleasant Hill a charming home who has been lovingly sought.
A Buyer here and a Buyer there
Unfortunately could not find financing anywhere.
If its walls could talk it would lovingly share the memories it’s had
With those still to come making this home again glad.
With love, skill and finesse it’s been remodeled bottom to top
New flooring, appliances, paint and much more to make it pop!
Charm and location make this darling home a jewel
Is it possible you know someone who would think this home quite cool?
There is still ample time to capture the tax credit
We would love to work with you and will make sure you won’t regret it!
Wednesday, February 17, 2010
Is Our Local Market Favoring Buyers or Sellers?
Who exactly has the edge in our local market? Buyers or Sellers?
The supply calculation is determined by taking the Inventory (number of homes on the market) and dividing it by the 12 Month Average of the Number of Sales. A balanced market, in general, is a 5 to 6 months supply of homes on the market. If the supply exceeds 6 months, the market can favor buyers. If the supply is less than 6 months the market can favor sellers. The supply for new and used homes in the Kansas City Region is 6.7 months of supply. This number slightly favors buyers in our area. As we teter at around 6 months of inventory we are experiencing a more balanced market for buyers and sellers. That's the good news!
Other market factors will affect our market in the coming months due to the changes in FHA financing and anticipation of rising interest rates later in the year.
Spring is around the corner and regardless of the market, is consistently and historically a GREAT time to list your home and to buy a home.
If you would like information on what your neighborhood sales activity has been or would like personal, caring representation on the purchase of a home, call us at 816-985-3444 or visit our website!
The supply calculation is determined by taking the Inventory (number of homes on the market) and dividing it by the 12 Month Average of the Number of Sales. A balanced market, in general, is a 5 to 6 months supply of homes on the market. If the supply exceeds 6 months, the market can favor buyers. If the supply is less than 6 months the market can favor sellers. The supply for new and used homes in the Kansas City Region is 6.7 months of supply. This number slightly favors buyers in our area. As we teter at around 6 months of inventory we are experiencing a more balanced market for buyers and sellers. That's the good news!
Other market factors will affect our market in the coming months due to the changes in FHA financing and anticipation of rising interest rates later in the year.
Spring is around the corner and regardless of the market, is consistently and historically a GREAT time to list your home and to buy a home.
If you would like information on what your neighborhood sales activity has been or would like personal, caring representation on the purchase of a home, call us at 816-985-3444 or visit our website!
Tuesday, March 24, 2009
Landscaping 101
Landscaping can add 7 to 15% to your home's value. Colorful landscaping, a fresh coat of paint and attention to detail not only bring you enjoyment every day, but also increases the value of your home.
Select Indigenous Plants
Choosing native rather than exotic plants for your landscaping will reduce maintenance and increase curb appeal. They don't need watering except during establishment, nor chemical fertilizers because they are already adapted to local conditions. Native plants not only accent your home, they also attract colorful birds and butterflies.
Cold Weather
Keep your landscape from looking cold and bare in the fall and winter months by choosing hardy plants that look good year around. It's important to think in terms of bark, berries and shape.
Bring Life to Small Spaces
Small garden ares should not feature too many different kinds of plants and materials. This will make your landscaping look cluttered. Container gardening can work miracles in small spaces, with the added benefit of being easy to move according to the plants needs. If you live in an apartment or condo, revitalize your entryway, patio or balcony with attractive hanging baskets, planters and unique personal accessories.
Create an Outdoor Space
Create an outside living area by adding a deck or patio for entertaining and relaxing year round. This addition is also a great investment in your home. A 2008 Cost vs. Value Report produced by Realtor Magazine stated that installing a deck can provide up to 81.8% return on investment while a pool returns only 20-50% according to Money Magazine. There are a variety of different surfaces to fit any style or budget.
Select Indigenous Plants
Choosing native rather than exotic plants for your landscaping will reduce maintenance and increase curb appeal. They don't need watering except during establishment, nor chemical fertilizers because they are already adapted to local conditions. Native plants not only accent your home, they also attract colorful birds and butterflies.
Cold Weather
Keep your landscape from looking cold and bare in the fall and winter months by choosing hardy plants that look good year around. It's important to think in terms of bark, berries and shape.
Bring Life to Small Spaces
Small garden ares should not feature too many different kinds of plants and materials. This will make your landscaping look cluttered. Container gardening can work miracles in small spaces, with the added benefit of being easy to move according to the plants needs. If you live in an apartment or condo, revitalize your entryway, patio or balcony with attractive hanging baskets, planters and unique personal accessories.
Create an Outdoor Space
Create an outside living area by adding a deck or patio for entertaining and relaxing year round. This addition is also a great investment in your home. A 2008 Cost vs. Value Report produced by Realtor Magazine stated that installing a deck can provide up to 81.8% return on investment while a pool returns only 20-50% according to Money Magazine. There are a variety of different surfaces to fit any style or budget.
Thursday, February 26, 2009
How Do I Find The Right House and Make An Offer?
Real Estate Corner…
Q. How Do I Find The Right House And Make An Offer?
A. I recommend that you make a wish list of everything you would like to have in a new house. Then make a list of everything you don’t like in your current home. These two lists will give you a good idea of where to start, and help you analyze your needs.
Buying a home requires making some compromises. You may not get everything you want, but make sure to get what you need. For example, when buying a home, the neighborhood should be your main consideration. Is the house in a neighborhood that you like and feel safe? Will you have a reasonable commute to work? Does it have a good school system? (Not only is this important if you have children; it will impact the resale value of your home down the road.) Does the area have the amenities that you’re looking for (parks, stores, and library) within a few miles?
Buying a house is a big financial investment and commitment for many years. Before you make an offer, ask yourself if you can afford the house? Be cautious. If you are buying or selling a home and need competent and caring representation, please call me at 816-875-1661.
Q. How Do I Find The Right House And Make An Offer?
A. I recommend that you make a wish list of everything you would like to have in a new house. Then make a list of everything you don’t like in your current home. These two lists will give you a good idea of where to start, and help you analyze your needs.
Buying a home requires making some compromises. You may not get everything you want, but make sure to get what you need. For example, when buying a home, the neighborhood should be your main consideration. Is the house in a neighborhood that you like and feel safe? Will you have a reasonable commute to work? Does it have a good school system? (Not only is this important if you have children; it will impact the resale value of your home down the road.) Does the area have the amenities that you’re looking for (parks, stores, and library) within a few miles?
Buying a house is a big financial investment and commitment for many years. Before you make an offer, ask yourself if you can afford the house? Be cautious. If you are buying or selling a home and need competent and caring representation, please call me at 816-875-1661.
Thursday, February 5, 2009
10923 Blackwell Road, Lee's Summit, Missouri
PERFECT HOME WANTED! This custom built fantastic 1.5 Story all Brick Home delivers and is inviting you to 
come take a look. Quality througout with a very open floorplan & beautiful hardwoods. Abundant Walk In Closets & Built-ins. Finished Lower Level includes a media room with surround sound. Relax and enjoy the Salt Water Pool and stone waterfall. Huge 40x60 Detached Garage -- Perfect for all of your toys or home business. Sprinkler System. Beautiful treed/landscaped yard. Award winning Lee's Summit Schools. Visit http://www.debbiewhitehomes.com/ for more information, slide show and virtual tour.
Want a quick peek now...click on the photo for a quick video!
come take a look. Quality througout with a very open floorplan & beautiful hardwoods. Abundant Walk In Closets & Built-ins. Finished Lower Level includes a media room with surround sound. Relax and enjoy the Salt Water Pool and stone waterfall. Huge 40x60 Detached Garage -- Perfect for all of your toys or home business. Sprinkler System. Beautiful treed/landscaped yard. Award winning Lee's Summit Schools. Visit http://www.debbiewhitehomes.com/ for more information, slide show and virtual tour.Want a quick peek now...click on the photo for a quick video!
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