Getting Ready To Own

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  Keep Your Home Purchase on Track

  You’ve found your dream home. Make sure missteps don’t prevent a successful closing. Read
• 

  Understanding Real Estate Representation

  Whether you’re buying or selling, it’s important to choose representation that meets your needs in the transaction. Read
• 

  4 Tips to Determine How Much Mortgage You Can Afford

  By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Read
• 

  7 Tips for Improving Your Credit

  Here’s how to clean up your credit so you get the least-expensive home loan possible. Read
• 

  7 Steps to Take Before You Buy a Home

  By doing your homework before you buy, you’ll feel more content about your new home. Read

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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®

Seven Advantages Of A Home Warranty

1. Seller(s) peace of mind during the listing period. Yes, most home warranties cover you, the Seller, during this period.

2. Buyer(s) peace of mind during the first year of home ownership. Should that 8 year old water heat go out, the Buyer(s) has coverage for repair or replacement.

3. Seller(s) does not pay for the policy coverage until closing whether they have used it during the listing period or not.

4. Home warranties cover the repair or replacement of a home's mechanical systems and major built-in appliances in the event of a breakdown due to normal wear and tear during the agreement period.

5. Access to licensed, trained and certified technicians. No more thumbing through the Yellow Pages.

6. Low deductables for service call fees.

7. A Money Saver! Should you need repair or replacement of a covered item, you pay a service call fee instead of actual costs!